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Manufacturer Insurance

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Multiple coverage options to choose from

Manufacturer Insurance Provided By Our Agency

From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running. We can help you manage those types of common business disruptions and minimize losses with our light manufacturing insurance.

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Property damage
Employment Practices 
Auto damage
Equipment breakdown
Product Recall

Property damage coverage

Risk Factors

Your property is always exposed to risks such as fire, theft and other unexpected events which can cause a great loss.


Commercial property insurance helps to protect your place of business and the tools you use, such as plastics, injectors and molds. Commercial property insurance can help protect these tools whether you own them or lease them.

Employment practices liability coverage

Risk Factors

Manufacturing businesses may face claims and lawsuits over issues like Wrongful termination, Discrimination, Workplace harassment and Retaliation.


Manufacturer insurance helps you cover the risks which can be caused by your employees for any non-specific reason.

Auto damage coverage

Risk Factors

There can be a possibility where your commercial auto meets an accident and all your tools and supplies are damaged along with your vehicle.


You may want to consider commercial auto insurance if you pick up tools and supplies or other raw materials through a vehicle. A business auto policy can help provide coverage that’s not usually included in a personal auto policy.

Equipment breakdown coverage

Risk Factors

Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits.


Manufacturers insurance makes sure your equipment is protected from all these above concerns and your business doesn’t face any halt because of the same.

Product recall coverage

Risk Factors

Product recalls are on the rise. There are many costs associated with removing your product from the market and correcting potential mistakes.


Since your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.

Insurance for a manufacturing business?

Manufacturing businesses must make a number of people happy. Depending upon how your company is set up, you may have responsibilities to suppliers, partners, customers and end users all at the same time. Manufacturing products allows you to satisfy the needs and desires of thousands of people at once. This business is rewarding but it also carries a certain level of risk as well.

Small business insurance comes in many packages that can be designed to fit your manufacturing business needs today, and grow with it into the future. It’s not another cost; it’s a wise investment that keeps your company safe from financial pitfalls.

Who needs Manufacturer Insurance?

Any business that produces products or goods needs manufacturers’ insurance. Examples include:
  • Bottling Plants
  • Canning Facilities
  • Clothing & Apparel Manufacturers
  • Computer & Electronics Manufacturers
  • Fabricators
  • Food Mills & Refineries
  • Furniture Manufacturers
  • Meat Packing Plants
  • Mobile Home Manufacturers
  • Plastic Manufacturers
  • Printers
  • Publishers
  • Textile Mills
  • Tobacco Plants
  • Tool & Die Manufacturers
  • And more…

Manufacturer Insurance you can consider

Most fabricating and manufacturing businesses have a Business Owner’s Policy (BOP). It helps improve the quality of your insurance coverage by protecting your manufacturing business like a homeowners policy protects your home.

By combining three coverages in one, a BOP helps save you money on insurance rates, while safeguarding the manufacturing business you’ve worked so hard to build. Comprehensive manufacturer’s insurance is typically made up of:

General Liability insurance, which helps cover lawsuits resulting from an injury or property damage caused by your business. For example, say a customer gets injured by a machine in your shop. General liability can help cover the associated medical costs. This coverage even helps cover claims alleging slander and libel. However, it does not help cover claims tied to the professional services you provide. For those, you’d need professional liability coverage.

Commercial Property insurance to help protect your place of business and the tools you use, such as plastics, injectors and molds. Commercial property insurance can help protect these tools whether you own them or lease them.

Business Income insurance, which helps cover your lost income if you can’t run your manufacturing business due to covered property damage or loss, like a fire or storm.

Workers’ Compensation Insurance

Apart from manufacturer’s insurance, most states require workers’ compensation insurance. Workers’ comp helps provide benefits to employees for a work-related injury or illness. Some of these benefits include paying:

  • The costs of medical care
  • Wages from lost work time

If your employee’s family sues you for their injury or illness, this coverage can also help cover your related legal fees

Commercial Auto Insurance

Do you or your employees use personal vehicles to:

  • Meet customers?
  • Attend business conferences?
  • Pick up tools and supplies?

If you do, you may want to consider commercial auto insurance. A business auto policy can help provide coverage that’s not usually included in a personal auto policy. This can help cover you or an employee if there’s an accident involving an owned vehicle that’s used for work.

We know you’re busy. That’s why we’ve made it easy for you to find all the coverage you need in one place. Our team can help manufacturing businesses, like yours, with their insurance quotes today!

Already have Manufacturer Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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